Take full control of your debt

Depending on your amount of debt, it might be possible to reduce your monthly payments by 40% or more on eligible debt.

Pre-Approval check
How much unsecured debt do you have?
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
$10.000
$150.000
Continue
Risk-free and non-binding

Trusted by many

Find your match

Connecting you with trusted debt partners

Choosing the right debt partner can be overwhelming, but it doesn’t have to be, not with One Payment Plan.

Proven track record

Our partners are industry-leading experts who consistently deliver on their promises.

Completely secure

Explore your options without risk. Your credit score is safe, and there are no obligations.

Personalized support

Once we’ve found your ideal debt partner, they’ll design a plan for your specific financial needs.

Let's break it down together

Debt consolidation can be confusing. Have a question? We’re here to help.

How it works

Three simple steps to financial freedom

We've streamlined the debt consolidation process so you can start reducing your payments today, not tomorrow.

1
Step one

Pre-approval check

Before we can connect you with the best debt partner, we need to verify your eligibility and gather some information about your current financial situation.

2
Step two

Get connected

With your provided details, we'll explore all of your potential debt partners, matching you with the best possible option to maximize your financial relief.

3
Step three

Instant support

After connecting with your chosen partner, they'll develop a personalized payment plan to consolidate your debts and lower your monthly payments.

With your approval, this plan will be activated swiftly, freeing you from debt stress and making way for a brighter future.

Why choose One Payment Plan?

The quickest way to take control.

Top-rated debt partners

We work exclusively with industry-leading debt specialists known for their reliability and stellar track record. Each expert brings extensive experience and a dedication to your financial well-being, ensuring you receive top-notch service and effective results.

Personalized support

Working with your debt partner, you’ll get access to a fully customized payment plan designed to support your unique financial situation. This plan will focus on your specific needs and goals, providing a targeted approach to reducing your debt both now and in the future.

Instant financial relief

Once you approve your payment plan, you'll experience immediate financial relief. Your consolidated payments will be activated, easing your monthly burden, and you’ll be on a new, exciting path toward financial stability.

Complete control

The best part about working with One Payment Plan is that you get to take back control. Not only will you have reduced monthly payments, but you'll also have a clear, manageable payment structure that puts you in charge of your finances.

We’ve already helped 100,000+ people

Join the growing community of people who have transformed their lives with One Payment Plan.

"An Amazing Service!"

"I discovered One Payment Plan online right at a time when I was feeling overwhelmed by my debts and had no idea where to start. Their comparison tool made everything so straightforward - no confusing industry jargon. When I spoke with a representative, they were patient, understanding, and helped me pinpoint a program that should save me more than $50,000 in the long run. I hung up feeling genuinely hopeful about my finances for the first time in what feels like a lifetime!"

Susan Thomson

“Exactly What I Needed!”

"I’d been juggling multiple debts with high interest rates and was dealing with finansical stress every single day. Then I found One Payment Plan - what a relief! They found me a bunch of different solutions, and I ended up with a partner and strategy that saved me YEARS on my debts. Knowing that i’m also saving $42,000 overall is amazing, and i’m finally able to rest easy knowing that my family won’t be impacted by our debt. It’s great to feel supported and not just like another case number."

James Miller

“A Lifeline for My Finances!”

"I was overwhelmed by multiple credit card bills and felt like I couldn’t keep up with the monthly minimums that kept piling up. One Payment Plan was a total game-changer. Their site instantly found me a strategic partner that helped me figure out all my debt relief options, and I ended up with a solution that cut my total debt owed with more than $62,000! My stress levels have dropped, and I finally feel like I’m back in the driver’s seat of my own life again! Thank you so much."

Evelyn Brown

Frequently asked questions

What is debt consolidation?

Debt consolidation is the process of combining multiple debts into a simple solution, transforming them into one payment plan. In doing so, you can simplify debt management, reduce monthly payments, and lower your interest rates.

What is unsecured debt?

Unsecured debt is a type of debt that isn't backed by collateral, such as credit card payments, medical bills, or student loans.What does it mean?
Basically, if you fail to pay these debts, the lender cannot take your possessions to recover the money.

What are the requirements?

Some partners require fair credit and a stable income, and others don’t. We can help you explore all. Doing this will increase your chance of getting funded, but won’t influence your credit score.

How quickly will my debts be resolved?

Most people will experience instant relief, with their upcoming monthly payment sliced in half. Sometimes the process takes a bit longer, but it depends on the debt partner.

How long is the repayment period?

It varies based on your individual circumstances and preferences! Your debt partner will work with you to tailor a solution that best fits your financial situation and income, ensuring you get the most effective debt consolidation strategy for your needs.

Explore solutions

Get instant help with your debt

It’s easier than ever to take control of your finances and regain peace of mind.

Explore latest articles

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.